屋顶索赔
Hail storm damage may lessen the life of your roof 和 cause leaks that impact your home's interiors. If you need to file a claim, State Farm® works with you throughout the insurance claim process.
Do I Have Hail Damage to My Roof?
A State Farm claim h和ler may assist in explaining the difference between normal wear 和 aging versus damage caused by a hail storm.
Common characteristics include:
- 随机损伤
- 影响标志
- On wood roofs, splits with sharp edges
Evaluating Composition Roofing Brochure
How Do I File a Roof Claim?
Report your claim as soon as possible.
- 文件在网上
- Use the State Farm mobile app
- 联系 your State Farm agent
- Call 800-SF-CLAIM (800-732-5246 800-732-5246) 24/7
Which Roofing Contractor Should I Choose?
- It is your choice as to who you select 和 hire to provide an estimate or complete repairs to your property.
- Select an established, licensed, or bonded roofer. (Not all jurisdictions require licensing of roofing contractors).
- Get references as well as certificates of insurance (both liability 和 workers compensation), 和 verify they are active when your work is scheduled.
- Ask your claim h和ler if your claim is eligible for the State Farm 总理服务 Program 和 the Roofing Services Program. 如果符合条件, your claim h和ler can explain the details of the Roofing Services Program 和 determine if the program is available in your area.
- 你可以参考 承包商定位器 在statefarm页面.com® to see contact information for Roofing Network Service Providers (RNSPs) listed. You may contact any roofing network service provider whose information appears on the 承包商定位器 page to get details 和 additional information regarding services they provide or to get assistance with identifying 和 selecting participating contractor(s) within their network who service the customer's geographic area who may be available to complete roofing repairs to your property.
Note: State Farm does not warrant or guarantee the performance of any Roofing Network Service Provider or contractors you select.
What Should the Roof Repair Estimate Include?
Request a detailed estimate (written or digital).
- Quantity of all materials needed (include all roofing items including vents, flashing or other wind or hail damaged items)
- 劳动力费用
- 工作规范
- Approximate starting 和 completion dates
- 付款程序
- Building permits secured (if applicable)
- Warranty details – review all conditions 和 make note of any that may void the warranty.
保持警惕
- Be cautious 和 ask questions before accepting a bid substantially lower than other bids for the same repair work in your area.
- 联系 your local Better 业务 Bureau to check for complaints filed against the contractor.