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Joint tenancy survivorship

Joint tenancy with survivorship is a way for two or more persons to hold equal interests in an asset.

If one joint tenant dies, his or her share generally passes automatically to the other joint tenant by right of survivorship. This can eliminate questions about ownership of the account, 和 helps prevent funds from being tied up in probate court.

例如, if a married couple own an account jointly with rights of survivorship 和 one dies, the money in the account belongs to the surviving spouse.

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Important joint ownership information

  • A joint account or policy can be owned by two or more people.
  • Joint account or policy owners should be identified as "joint tenants with rights of survivorship."
  • Joint policy owners act together to make changes to the policy, 和 any owner can access its funds.
  • If one joint owner dies, the other owner(s) will have uninterrupted access to funds.

Opening your joint ownership account or policy

你的 State Farm® agent can help explain your options to you, assist in setting up your joint account or policy, 和 answer general questions you 和 your advisers may have.

 

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信息披露

Neither State Farm® nor its agents provide tax or legal advice.

Each State Farm insurer has sole financial responsibility for its own products.

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State Farm 生活 和 Accident Assurance Company (Licensed in NY 和 WI)
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