Workers’ compensation for your business

以防发生意外, you want coverage to help take care of your employees and protect your business from major financial loss.

什么是工伤赔偿?

A workers' compensation insurance policy provides benefits to your employees for work-related injuries and illnesses. It may also pay for medical treatment, temporary and permanent disability and death benefits. Requirements for workers’ comp vary by state.

Why your business needs workers’ compensation insurance

Nearly every state requires businesses to carry workers’ compensation insurance. But even if your state does not have such a requirement, carrying workers comp is still a smart idea that could protect your business if your employee suffers a work-related injury or illness. Workers compensation insurance is also a great way to look out for your employees and their families.

The cost of workers’ compensation insurance

No business is quite like your business, so we can’t tell you what you’ll pay for workers’ compensation insurance without speaking with you. What we can tell you is that your premium will be based on your payroll and industry. Like a good neighbor, your agent can help you consider the unique needs of your business.

理赔包信息

访问 工人赔偿申索 for help with claims and access Claim Kits with state-specific information and posters and bulletins to display at your business.

Loss control services and resources

Many workers’ compensation losses are preventable. Check out our free resources to help you identify and mitigate some common causes of business and workers’ compensation losses.

学习如何降低风险

审计意识

Workers’ compensation is an auditable policy, so the initial premium is based on your estimated payroll for the upcoming policy period.

了解保费审核

Rated “the best overall” insurance company for small business

We’re not ones to brag (okay maybe a little), but Investopedia recognized State Farm insurance as the top choice for small businesses 1 像你这样的. 原因如下:
agent-know-how

代理技术

Our agents are business owners too. They understand the unique needs of small business owners.

customizable-insurance

可定制的pp王者电子官网

We offer an array of coverage options that can be combined into one affordable policy.

优质服务

特殊的服务

Since 1935, we’ve been 在这里 to help small business.

跟当地州立农场的代理人谈谈

This is only a general description of coverages of the available types of business insurance and is not a statement of contract. 承保范围详情, 限制, or services may not be available for all business and vary in some states. All coverages are subject to the terms, 规定, 除外责任, and conditions in the policy itself and in any endorsements. Contact a State Farm agent for more information and a customized quote.

State Farm (including State Farm Mutual Automobile pp王者电子官网 Company and its subsidiaries and affiliates) is not responsible for, 不赞同或赞同, 隐式或显式, the content of any 第三方网站s hyperlinked from this page. State Farm has no discretion to alter, 更新, or control the content on the hyperlinked, 第三方网站. Access to 第三方网站s is at the user's own risk, is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such 第三方网站s.

Life pp王者电子官网 and annuities are issued by State Farm Life pp王者电子官网 Company. (未在MA获得许可, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, 布卢明顿, 伊利诺斯州.

  • State Farm Mutual Automobile pp王者电子官网 Company
  • 国家农场赔偿公司
  • 布卢明顿,
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  • 理查森,TX
  • State Farm Fire and Casualty Company
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  • State Farm Fire and Casualty Company
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  • 理查森,TX
  • State Farm Life pp王者电子官网 Company (Not licensed in MA, NY or WI)
  • State Farm Life and Accident Assurance Company (Licensed in NY and WI)
  • 布卢明顿,